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Home Loan EMI Calculator

Enter a loan amount, interest rate and tenure to estimate your monthly EMI.

Home Loan EMI Calculator

Monthly EMI-
Total interest-
Total payment-

The rate shown is an example you can change. It is not a quote from any lender.

How to read the result

The calculator uses the standard reducing-balance formula: EMI = P x r x (1+r)^n / ((1+r)^n - 1), where P is the loan, r the monthly rate and n the number of months.

Your lender's actual EMI depends on its rate, fees and rules. This is general information, not loan advice. Confirm with your lender.

Also see the home budget calculator and the stamp duty calculator.

Frequently Asked Questions

Can't find your answer? Call +91 80502 97333 or message us on WhatsApp.

With the reducing-balance formula using your loan amount, monthly interest rate and number of months.

No. It is an example value you can change. Ask your lender for its current rate.

No. It covers principal and interest only.

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